Rates

APR refers to the annual percentage rate or the dividend rate. 
APY refers to the annual percentage yield. Rate subject to change without notice.
**With Approved Credit

Loan Rates

Rates as of 7/11/2013.
Rate Description Term Payment Description APR APR Type
NEW AUTO 84 Months Bi-Weekly, Monthly 4.54% – 12.54% Fixed
NEW AUTO 72 Months Bi-Weekly, Monthly 3.79% – 11.79% Fixed
USED (2015)/NEW AUTO 60 Months Bi-Weekly, Monthly 3.29% – 11.29% Fixed
USED AUTO (2008-2014) 48 Months Bi-Weekly, Monthly 4.79% – 12.79% Fixed
USED AUTO (10 YRS & OLDER) AUTO 36 Months Bi-Weekly, Monthly 6.29% – 14.29% Fixed
BOAT (New) 60–96 Months Bi-Weekly, Monthly 4.04% – 14.54% Fixed
MOTORCYCLE/OFF-ROAD VEHICLE (NEW) 60–96 Months Bi-Weekly, Monthly 4.04% – 14.54% Fixed
PERSONAL – SIGNATURE LOAN 1–36 Months Bi-Weekly, Monthly 11.80% – 12.75% Fixed
SHARE-SECURED LOAN 1–72 Months Bi-Weekly, Monthly 1.79% – 3.29% Fixed
SHARE-CERTIFICATE SECURED LOAN VARIES Bi-Weekly, Monthly SHARE CERTIFICATE APY RATE PLUS 2.00% Fixed

Members should contact the Credit Union to verify rates.
Additional loans and rates are available, contact the Credit Union for more information.

Certificates

Rates as of 7/11/2013.
Rate Description Term Dividend Rates APY
6 MONTH – $500 MIN 6 MONTHS .50% 0.50%
12 MONTH – $500 MIN 12 MONTHS .70% 0.70%
18 MONTH – $500 MIN 18 MONTHS .85% 0.85%
24 MONTH – $500 MIN 24 MONTHS 1.25% 1.26%
36 MONTH – $500 MIN 36 MONTHS 1.25% 1.26%
48 MONTH – $500 MIN 48 MONTHS 1.25% 1.26%
60 MONTH – $500 MIN 60 MONTHS 1.25% 1.26%

NOTE: Early withdrawal from certificates will be subject to a 90 day dividend penalty.
 
Members should contact the Credit Union to verify rates. 
**Contact the Credit Union to find out if there are any fees on these accounts that could reduce your earnings.

Savings/Shares Rates

Rates as of 7/11/2013.
Rate Description Term Dividend Rates APY
SHARE (Balance Less Than $50) $49.99 or LESS .00 % 0.00%
SHARE (Balance Greater Than $50) $50.00 MIN 0.25% 0.25%

Members should contact the Credit Union to verify rates.
 
**Contact the Credit Union to find out if there are any fees on these accounts that could reduce your earnings.

IRAs

Rates as of 7/11/2013.
Rate Description Term Dividend Rates APY
TRADITIONAL NO MINIMUM 0.85% 0.85%

Members should contact the Credit Union to verify rates.
 
**Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.

Share Draft

Rates as of 7/11/2013.
Rate Description Term Dividend Rates APY
BALANCE (LESS THAN $2,500) $2,500 Or LESS 0.00% 0.00%
BALANCE (GREATER THAN $2,500) $2,500.01 MIN 0.20 % 0.20%

Members should contact the Credit Union to verify rates.
 
**Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.