We offer Regular Share Accounts, Special Share Accounts, Share Drafts, Share Certificates and Traditional IRAs.

Credit Union Membership

 Membership Share Account $5.00

We also offer loans for Automobiles, ATVs, Boats, Motorcycles, Tractors, RVs, Share Secured, Signature, and Miscellaneous.

We offer Debit/ATM cards for the convenience you need. Enjoy these benefits:

  • No monthly service charge
  • Check account balances
  • FREE transactions at any Red River FCU ATMs

**If your Debit/ATM card is lost or stolen please contact us during regular business hours at either office and we will gladly assist you.

Account Information

When setting up an ACH Payment or Direct Deposit please use the following instructions:

Account Number: 000000 _ _ _ _ (Last 4 digits will be your Account Number)

Routing number: 311989360

Please specify whether you have a Checking or Savings Account (if Applicable)

Wire Information

For Incoming Wires please use the following instructions:

Send to: Catalyst Corporate Federal Credit Union Routing # 311990511

Credit to: FCI Federal Credit Union Routing # 311989360

Final Credit to:  Member Name and Member Account Number (000000 _ _ _ _) (Last 4 digits are the Member’s Account Number)


(Fees applicable per item to all accounts)

*Effective November 16, 2015*

 Address Change Service (Return)  $ 2.50
 Bad Address- Each Month Until Corrected  $5.00
 Car-Fax Report  $20.00
 Cashier’s Check  $3.00
 Check Copies (On Us or Yours)  $3.00
 Collateral Protection Ins. Placement  $35.00
 Credit Report (Repetitive)  $10.00
 Debit/ATM card PIN reset  $5.00
 Debit/ATM card (Replaced)-if more than 1 ea. 12 mo.  $25.00
 Deposit Item Return (NSF)  $25.00
Dormant Account- an account is dormant if for one year you have not made deposits or withdrawals to the account. $5.00 per month after 1st yr.
Loan Application (Repetitive) $25.00
Nonsufficient Funds- NSF (Share Draft)/ NSF (ACH) $25.00
Online Banking-(password & security questions reset) $5.00
Out of Network ATM Fee $3.00
 Special Mailing (Priority, Express, etc..) Actual Costs
 Stop Payment $28.00
 Wire Transfers Outgoing-$17.50 Incoming-$5.00
 Verification of Deposit Request  $10.00

**If you have any questions or concerns regarding current rate and fee information on your account(s), please contact the Credit Union.