We offer Regular Share Accounts, Special Share Accounts, Share Drafts, Share Certificates and Traditional IRAs.

Credit Union Membership

 Membership Share Account $5.00


We also offer loans for Automobiles, ATVs, Boats, Motorcycles, Tractors, RVs, Share Secured, Signature, and Miscellaneous.


We now offer Debit/ATM cards for the convenience you need. Enjoy these benefits:

  • No monthly service charge
  • Check account balances
  • FREE transactions at any Red River FCU ATMs

**If your Debit/ATM card is lost or stolen please contact us during regular business hours at either office and we will gladly assist you.



(Fees applicable per item to all accounts)

*Effective November 16, 2015*

 Address Change Service (Return)  $ 2.50
 Bad Address- Each Month Until Corrected  $5.00
 Car-Fax Report  $20.00
 Cashier’s Check  $3.00
 Check Copies (On Us or Yours)  $3.00
 Collateral Protection Ins. Placement  $35.00
 Credit Report (Repetitive)  $10.00
 Debit/ATM card PIN reset  $5.00
 Debit/ATM card (Replaced)-if more than 1 ea. 12 mo.  $25.00
 Deposit Item Return (NSF)  $25.00
Dormant Account- an account is dormant if for one year you have not made deposits or withdrawals to the account. $5.00 per month after 1st yr.
Loan Application (Repetitive) $25.00
Nonsufficient Funds- NSF (Share Draft)/ NSF (ACH) $25.00
Online Banking-(password & security questions reset) $5.00
Out of Network ATM Fee $3.00
 Special Mailing (Priority, Express, etc..) Actual Costs
 Stop Payment $28.00
 Wire Transfers Outgoing-$17.50 Incoming-$5.00
 Verification of Deposit Request  $10.00

**If you have any questions or concerns regarding current rate and fee information on your account(s), please contact the Credit Union.